Welcome to the Dave Nuber Mortgage Group rates page. Complete an online application today!

Current posted rates are in effect as of 12/27/2011 5:31:48 PM Central Time.
Rates are subject to change without notice.

Conforming 30-yr fixed
RatePointsAPRLock Days
3.625%0.875%3.719%30
3.750%0.125%3.783%30
The APR is calculated using a loan amount of $320,000 and these typical fees.


Conforming 15-yr fixed
RatePointsAPRLock Days
3.000%1.032%3.104%30
3.125%-0.750%3.088%30
The APR is calculated using a loan amount of $320,000 and these typical fees.


Conforming 7/1 ARM
RatePointsAPRLock Days
2.750%0.611%3.200%30
3.000%-0.139%3.218%30
The APR is calculated using a loan amount of $320,000 and these typical fees.


Conforming 5/1 ARM
RatePointsAPRLock Days
2.375%1.125%3.150%30
2.750%0.000%3.179%30
The APR is calculated using a loan amount of $320,000 and these typical fees.


Conf 30-yr fixed High Balance
RatePointsAPRLock Days
3.875%0.500%3.931%30
4.000%0.000%4.015%30
The APR is calculated using a loan amount of $500,000 and these typical fees.


Conf 5/1 ARM High Balance
RatePointsAPRLock Days
3.125%1.000%3.358%30
3.500%0.131%3.385%30
The APR is calculated using a loan amount of $500,000 and these typical fees.


Jumbo 30-yr Fixed to 80% LTV
RatePointsAPRLock Days
4.250%0.980%4.338%60
4.500%0.230%4.525%60
The APR is calculated using a loan amount of $1,500,000 and these typical fees.


Jumbo 30-yr Fixed to 75% LTV
RatePointsAPRLock Days
4.250%0.730%4.316%60
4.500%-0.020%4.502%60
The APR is calculated using a loan amount of $2,000,000 and these typical fees.

Above programs are based on a home purchase at 80% LTV (unless otherwise indicated), credit score of 740 or higher, and debt ratio of 40% or less. Rates and points may be lower with lower LTV, lower debt ratio, and/or higher credit score. 'Points' includes broker fee, origination points (aka origination fee), and discount points, as applicable. Other fees include credit report, appraisal, estimated title, escrow and recording  fees. 'Negative' points listed above reflect a credit of that amount toward closing costs. As an independent mortgage broker I have access to a multitude of lenders, so there are many other loan programs and pricing scenarios available. Please contact me for a custom quote based on your specific needs, including rate-and-term or cash-out refinances.

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